Courteous and Responsive Personal Service, as well as Extremely Low Interest Rates

We believe that by offering courteous and responsive personal service, as well as interest rates that are surprisingly low, we will earn both your mortgage business, as well as your referrals of other applicants for their real estate financing needs. 

Low Interest Rate Mortgage Specialist

We are your source for the lowest fixed and adjustable interest rates on mortgage loans, co-op loans, condo loans, refinance and jumbo loans, most with no points. Pre qualify on line at our website, or by phone, and immediately print our customized pre-qualification letter.

We know that there are many mortgage professionals to choose from.  We want to earn your confidence and your business by being the best in both rates and service.   Give us the opportunity to show you how we can beat your lowest legitimate mortgage rate quote.  Unlike some other lenders, we will quote you a rate that we can actually deliver, not a "teaser" rate designed to get your mortgage application. 

Various Types of Mortgage Loans to Meet Every Borrower's Needs

We offer mortgage loans for houses, co-ops, condominiums, mixed use property, commercial property, owner occupied, and investment property.

To satisfy each of our borrower's specific needs, we offer specialized loan terms, including interest only (to lower monthly payments), full documentation (for the lowest interest rates), stated income (primarily for the self employed), stated assets, low down payment. We offer mortgage loans for borrowers with all credit scores. 

Pre-Qualify or Apply On Line, or Speak to A Loan Officer

Take advantage of the services we offer, either through our website or by speaking to a loan officer:

•apply for a free, no obligation pre-qualification letter on line, or

•complete our free, no obligation mortgage application on line, or

•call us and speak to a loan officer.

Get Fast Answers on Line, or Speak to A Loan Officer

At our website you can find tools available to answer virtually any mortgage question.

Trying to decide if now is a good time to refinance? Check out our Refinance Mortgage Calculator.

Wondering if a new home equity loan or second mortgage can lower your monthly payments? Use our Debt Consolidation Mortgage Calculator!

Confused by all the loan programs from which to choose? Our Loan Program page will help you find the right type of loan for you.

Also, we'll be happy to prepare a personalized mortgage quote for the home mortgage program of your choice, or to discuss various options to best suit your individual needs.